{"id":4017,"date":"2021-01-07T14:15:39","date_gmt":"2021-01-07T13:15:39","guid":{"rendered":"https:\/\/www.bbsabogados.com\/nullitat-davals\/"},"modified":"2021-03-17T08:35:44","modified_gmt":"2021-03-17T07:35:44","slug":"nullitat-davals","status":"publish","type":"page","link":"https:\/\/www.bbsabogados.com\/ca\/nullitat-davals\/","title":{"rendered":"Nul\u00b7litat d&#8217;Avals"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4017\" class=\"elementor elementor-4017 elementor-881\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-26506a2a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"26506a2a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40b6ee62\" data-id=\"40b6ee62\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2840fd73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2840fd73\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-495ff5f1\" data-id=\"495ff5f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23e98080 elementor-widget elementor-widget-image\" data-id=\"23e98080\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"917\" height=\"297\" src=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-especialistas.jpg\" class=\"attachment-full size-full wp-image-296\" alt=\"bbs-abogados-especialistas\" srcset=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-especialistas.jpg 917w, https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-especialistas-300x97.jpg 300w, https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-especialistas-768x249.jpg 768w\" sizes=\"(max-width: 917px) 100vw, 917px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f53a36 elementor-widget elementor-widget-breadcrumbs\" data-id=\"4f53a36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.bbsabogados.com\/ca\/\"><i class=\"fa fa-home\"><\/i><\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2282ca36 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2282ca36\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-77e971a6\" data-id=\"77e971a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ac88fb4 elementor-widget elementor-widget-heading\" data-id=\"2ac88fb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Creat el 1988 BBS Advocats Associats Assessors Legals i Tributaris est\u00e0 especialitzat en tots els camps que componen el dret de l'empresa<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3340641e elementor-widget elementor-widget-image\" data-id=\"3340641e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"271\" height=\"180\" src=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/10\/bbs-abogados-hipoteca-multidivisa-p.jpg\" class=\"attachment-large size-large wp-image-3364\" alt=\"BBS Abogados Hipoteca Multidivisa Barcelona\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66ae0277 elementor-widget elementor-widget-wp-widget-fetch_tweets_widget_by_id\" data-id=\"66ae0277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-fetch_tweets_widget_by_id.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<strong>Fetch Tweets<\/strong>: Could not authenticate you. Code: 32\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-66144a1\" data-id=\"66144a1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-308f3e44 elementor-widget elementor-widget-heading\" data-id=\"308f3e44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Advocats, Cr\u00e8dits amb aval. Nul\u00b7litat d'avals<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12d0b20 elementor-widget elementor-widget-text-editor\" data-id=\"12d0b20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>S&#8217;han obtingut diverses sent\u00e8ncies que declaren la nul\u00b7litat d&#8217;avals, per considerar que es tracta d&#8217;una garantia desproporcionada en relaci\u00f3 amb el risc assumit. Atenent tamb\u00e9 a totes les circumst\u00e0ncies en qu\u00e8 es va signar i en els detalls de l&#8217;proc\u00e9s.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61586cfd elementor-widget elementor-widget-heading\" data-id=\"61586cfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\"Que \u00e9s l'aval?\"<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52285bc2 elementor-widget elementor-widget-text-editor\" data-id=\"52285bc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&#8217;aval \u00e9s una figura jur\u00eddica i econ\u00f2mica. La qual s&#8217;estableix un comprom\u00eds de compliment d&#8217;obligacions, consisteix en una garantia, representada per un tercer. Aquest tercer assegura respondre en nom de la persona a la qual avala en cas que aquesta no compleixi amb els pagaments establerts d&#8217;un deute contret.<\/p>\n<p>La funci\u00f3 fonamental de presentar un aval \u00e9s una garantia perqu\u00e8 el avalat pugui adquirir l&#8217;obligaci\u00f3. Si el deutor principal no paga el cr\u00e8dit, es pot exigir la satisfacci\u00f3 del deute a l&#8217;avalador.<br \/>\n\u00c9s molt com\u00fa presentar aval quan es demana un pr\u00e9stec a un banc, per exemple.<\/p>\n<p>La regulaci\u00f3 de l&#8217;contracte de fian\u00e7a estableix una s\u00e8rie de drets que assisteixen a l&#8217;avalador o fiador.<br \/>\nLa excussi\u00f3, divisi\u00f3 i ordre que modulen la situaci\u00f3 de fiador. Aquest dret consisteix en l&#8217;obligaci\u00f3 de l&#8217;creditor de dirigir-se primer a el deutor.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45c1c98 elementor-widget elementor-widget-heading\" data-id=\"45c1c98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Contractaci\u00f3 d'un pr\u00e9stec hipotecari amb Aval<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5335d20 elementor-widget elementor-widget-text-editor\" data-id=\"5335d20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A el mateix temps, \u00e9s important destacar la import\u00e0ncia de <strong>declarar la nul\u00b7litat dels avals quan aquests es van realitzar mitjan\u00e7ant una informaci\u00f3 incorrecta.<\/strong><br \/>\nSi el banc no explica a l&#8217;detall les condicions de l&#8217;aval o d\u00f3na informaci\u00f3 err\u00f2nia sobre la seva durada o l\u00edmits, estaria incorrent en una total falta de transpar\u00e8ncia.<br \/>\nAquest tipus de negociacions opaques poden derivar en la nul\u00b7litat de l&#8217;aval davant els jutjats.<br \/>\n<a href=\"https:\/\/www.bbsabogados.com\/ca\/\"><strong>BBS Advocats<\/strong><\/a> obtingut diverses sent\u00e8ncies que declaren la nul\u00b7litat d&#8217;avals, per considerar que es tracta d&#8217;una garantia desproporcionada en relaci\u00f3 amb el risc assumit.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-311df1b elementor-widget elementor-widget-heading\" data-id=\"311df1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Assessorament Hipotecari, responsavilidad de l'avalista<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf5433f elementor-widget elementor-widget-text-editor\" data-id=\"cf5433f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Quan es contracta un <strong>pr\u00e9stec hipotecari<\/strong>, \u00e9s summament important demanar assessorament d&#8217;un despatx especialitzat. Estudiar les opcions i aconseguir limitar l&#8217;aval per reduir la c\u00e0rrega de responsabilitat de l&#8217;avalador.<br \/>\n<strong>Un aval<\/strong> pot limitar-se a una quantitat concreta, podria deixar d&#8217;estar actiu quan l&#8217;hipotecat hagi pagat el 20% o el 30% del deute pendent, per exemple.<\/p>\n<p>Tamb\u00e9 pot limitar en el temps, per exemple, als primers deu anys. En ambd\u00f3s casos, \u00e9s absolutament necessari realitzar una negociaci\u00f3 amb l&#8217;Entitat financera. Per garantir que aquesta negociaci\u00f3 consti per escrit per evitar qualsevol problema futur.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5db6f86 elementor-widget elementor-widget-text-editor\" data-id=\"5db6f86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Aconsegueix la nul\u00b7litat d&#8217;avals amb un advocat expert en avals bancaris. En BBS Advocats et podem ajudar <a href=\"https:\/\/www.bbsabogados.com\/ca\/oficines\/\">consulta<\/a> com a un dels nostres experts advocats.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41be591a elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-portfolio\" data-id=\"41be591a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;columns&quot;:&quot;3&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;item_ratio&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.66,&quot;sizes&quot;:[]},&quot;item_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"portfolio.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-portfolio elementor-grid elementor-posts-container\" role=\"list\">\n\t\t\t\t<article class=\"elementor-portfolio-item elementor-post  post-11975 post type-post status-publish format-standard has-post-thumbnail hentry category-assesorament-hipoteques category-hipoteca-inversa-ca category-hipoteca-tranquillitat-creixent category-hipoteques-multidivisa-ca category-irph-ca category-noticies-juridiques category-noticies-juridiques-novetats-legals-rellevants\" role=\"listitem\">\n\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bbsabogados.com\/ca\/advocats-experts-en-irph-nullitat-devolucio-dinteressos-i-exit-judicial-garantit\/\">\n\t\t\t\t<div class=\"elementor-portfolio-item__img elementor-post__thumbnail\">\n\t\t\t<img decoding=\"async\" width=\"402\" height=\"253\" src=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2025\/10\/expertos-en-irph-1.webp\" class=\"attachment-full size-full wp-image-12102\" alt=\"Abogados expertos en IRPH\" srcset=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2025\/10\/expertos-en-irph-1.webp 402w, https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2025\/10\/expertos-en-irph-1-300x189.webp 300w\" sizes=\"(max-width: 402px) 100vw, 402px\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-portfolio-item__overlay\">\n\t\t\t\t<h3 class=\"elementor-portfolio-item__title\">\n\t\tAdvocats experts en IRPH: nul\u00b7litat, devoluci\u00f3 d&#8217;interessos i \u00e8xit judicial garantit\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-portfolio-item elementor-post  post-10103 post type-post status-publish format-standard has-post-thumbnail hentry category-cda-triodos-bank-certificat-de-diposits-per-a-accions category-noticies-juridiques category-noticies-juridiques-novetats-legals-rellevants tag-cda-ca tag-sentencies tag-tridosbank-ca tag-triodos-ca\" role=\"listitem\">\n\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bbsabogados.com\/ca\/cdas-triodos-bank-sentencia-favorable-a-madrid\/\">\n\t\t\t\t<div class=\"elementor-portfolio-item__img elementor-post__thumbnail\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"638\" height=\"402\" src=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2024\/10\/CDAs-Triodos-Bank-Sentencia-favorable-en-Madrid.jpg\" class=\"attachment-full size-full wp-image-10090\" alt=\"\" srcset=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2024\/10\/CDAs-Triodos-Bank-Sentencia-favorable-en-Madrid.jpg 638w, https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2024\/10\/CDAs-Triodos-Bank-Sentencia-favorable-en-Madrid-300x189.jpg 300w\" sizes=\"(max-width: 638px) 100vw, 638px\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-portfolio-item__overlay\">\n\t\t\t\t<h3 class=\"elementor-portfolio-item__title\">\n\t\tCDAs Triodos Bank: Sent\u00e8ncia favorable a Madrid\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-portfolio-item elementor-post  post-9241 post type-post status-publish format-standard has-post-thumbnail hentry category-cda-triodos-bank-certificat-de-diposits-per-a-accions category-noticies-juridiques category-noticies-juridiques-novetats-legals-rellevants category-sentencies-destacades-bbs-advocats\" role=\"listitem\">\n\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.bbsabogados.com\/ca\/triodos-bank-condemnada-a-saragossa-per-venda-de-cdas-a-un-matrimono-per-la-suma-de-770-40634-e\/\">\n\t\t\t\t<div class=\"elementor-portfolio-item__img elementor-post__thumbnail\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"638\" height=\"402\" src=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2023\/12\/triodos_sentencia_zaragoza_2023_web.jpg\" class=\"attachment-full size-full wp-image-9149\" alt=\"Triodos Bank Condenada en Zaragoza.\" srcset=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2023\/12\/triodos_sentencia_zaragoza_2023_web.jpg 638w, https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2023\/12\/triodos_sentencia_zaragoza_2023_web-300x189.jpg 300w\" sizes=\"(max-width: 638px) 100vw, 638px\" \/>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-portfolio-item__overlay\">\n\t\t\t\t<h3 class=\"elementor-portfolio-item__title\">\n\t\tTriodos Bank Condemnada a Saragossa per Venda de CDAs a un Matrimono per la Suma de 770.406,34.-\u20ac\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Creat el 1988 BBS Advocats Associats Assessors Legals i Tributaris est\u00e0 especialitzat en tots els camps que componen el dret de l&#8217;empresa Advocats, Cr\u00e8dits amb aval. Nul\u00b7litat d&#8217;avals S&#8217;han obtingut diverses sent\u00e8ncies que declaren la nul\u00b7litat d&#8217;avals, per considerar que es tracta d&#8217;una garantia desproporcionada en relaci\u00f3 amb el risc assumit. Atenent tamb\u00e9 a totes [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2329,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-4017","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nul\u00b7litat d&#039;Avals - Despacho BBS Abogados<\/title>\n<meta name=\"description\" content=\"Nul\u00b7litat d&#039;Avals. 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