{"id":5933,"date":"2021-11-08T19:41:17","date_gmt":"2021-11-08T18:41:17","guid":{"rendered":"https:\/\/www.bbsabogados.com\/banking-and-financial-law\/"},"modified":"2026-02-04T13:06:59","modified_gmt":"2026-02-04T12:06:59","slug":"banking-and-financial-law","status":"publish","type":"page","link":"https:\/\/www.bbsabogados.com\/en\/banking-and-financial-law\/","title":{"rendered":"Banking and Financial Law"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5933\" class=\"elementor elementor-5933 elementor-17\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f2591ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f2591ec\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a29d757\" data-id=\"a29d757\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7bf23f79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7bf23f79\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7ded959d\" data-id=\"7ded959d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19d70a43 elementor-widget elementor-widget-image\" data-id=\"19d70a43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"917\" height=\"297\" src=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-Arcadi-Sala-Planell.jpg\" class=\"attachment-full size-full wp-image-293\" alt=\"bbs-abogados-Arcadi-Sala-Planell\" srcset=\"https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-Arcadi-Sala-Planell.jpg 917w, https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-Arcadi-Sala-Planell-300x97.jpg 300w, https:\/\/www.bbsabogados.com\/wp-content\/uploads\/2020\/04\/bbs-abogados-Arcadi-Sala-Planell-768x249.jpg 768w\" sizes=\"(max-width: 917px) 100vw, 917px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce46f96 elementor-widget elementor-widget-breadcrumbs\" data-id=\"ce46f96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.bbsabogados.com\/en\/\"><i class=\"fa fa-home\"><\/i><\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-48cb3eb0 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"48cb3eb0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3130b754\" data-id=\"3130b754\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66589f3c elementor-widget elementor-widget-heading\" data-id=\"66589f3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\"Created in 1988 BBS Abogados Asociados Asesores Legales y Tributarios specializes in all the fields that make up the law of the company.\"<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d128ef7\" data-id=\"6d128ef7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ee3b3d7 elementor-widget elementor-widget-heading\" data-id=\"2ee3b3d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">BBS Abogados, Experts in Banking and Financial Law.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0eec94 elementor-widget elementor-widget-heading\" data-id=\"a0eec94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BBS Abogados, Experts in Banking and Financial Law.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-430b8aed elementor-widget elementor-widget-text-editor\" data-id=\"430b8aed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tBBS Abogados is a multidisciplinary firm with more than 20 years of experience.<br><br>We currently have a team specialized in Banking Malpractice, headed by the founding lawyer of BBS Abogados, Arcadi Sala-Planell Esqu\u00e9, with more than 20 years of experience in the legal field, together with other lawyers specialized in Banking Law and Financier: Anna Valls, Aina Ans\u00f3, Marta Aznar and Helena Socias.<br><br>Said department is exclusively dedicated to resolving various contracts such as: so-called interest rate swaps or financial swaps, preferred shares, subordinated obligations, structured deposits, real estate investment funds, convertible bonds, multi-currency mortgages, abusive clauses, such as so-called &#8220;Floor Clauses&#8221;, as well as any other financial product that financial institutions have maliciously marketed in recent years. In breach of the legislation that specifically regulates the commercialization of this type of products.<br><br>So far we have extensive experience in filing lawsuits before practically all financial entities, banks and savings banks that, violating Spanish and European legislation for this purpose, massively commercialized financial products both to private or retail clients, as well as to SMEs, as well as to large companies, without offering them the information established in the Securities Market Law, and its implementing regulations, which are mandatory in this type of case.<br><br>At BBS Abogados we offer the possibility to all those affected by this type of product to advise and inform the affected client, and in any case to address the filing of the corresponding legal claim.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-558f744 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"558f744\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 512 512\" xml:space=\"preserve\"><g>\t<path d=\"M240.1,328.7c3.1-3.1,3.1-8.2,0-11.3c-3.1-3.1-8.2-3.1-11.3,0c-3.1,3.1-3.1,8.2,0,11.3C231.9,331.8,237,331.8,240.1,328.7   L240.1,328.7z M240.1,328.7\"><\/path>\t<g>\t\t<defs>\t\t\t<rect id=\"SVGID_1_\" x=\"51.5\" y=\"50.6\" width=\"409\" height=\"410.9\"><\/rect>\t\t<\/defs>\t\t<clipPath id=\"SVGID_2_\">\t\t\t<use xlink:href=\"#SVGID_1_\"><\/use>\t\t<\/clipPath>\t\t<path clip-path=\"url(#SVGID_2_)\" d=\"M202.3,138.9c0,48.5,39.5,88,88,88c48.5,0,88-39.5,88-88c0-48.5-39.5-88-88-88    C241.7,50.9,202.3,90.4,202.3,138.9L202.3,138.9z M362.2,138.9c0,39.7-32.3,72-72,72c-39.7,0-72-32.3-72-72c0-39.7,32.3-72,72-72    C329.9,66.9,362.2,99.2,362.2,138.9L362.2,138.9z M362.2,138.9\"><\/path>\t\t<path clip-path=\"url(#SVGID_2_)\" d=\"M144,458.1c3.1,3.1,8.1,3.2,11.3,0.1l38.8-38.2c6.6-6.6,8.6-16.3,5.7-24.8l8.3-8    c4.5-4.3,10.4-6.7,16.7-6.7h106.3c18.9,0,36.7-7.2,50.2-20.4c0.6-0.5-4.2,5.1,72.5-86.7c11.4-13.5,9.7-33.7-3.8-45.1    c-13.4-11.3-33.5-9.7-44.9,3.6L358,280.3c-6-7.3-15-11.9-24.9-11.9h-89.2c-12.7-5.3-26.2-8-40.1-8c-38.5,0-72.1,17.8-90.2,51.1    c-7.6-1.4-15.6,0.9-21.4,6.6l-38,38.2c-3.1,3.1-3.1,8.2,0,11.3L144,458.1z M203.9,276.4c12.2,0,24.1,2.5,35.2,7.3    c1,0.4,2.1,0.7,3.2,0.7h90.8c8.7,0,16,7.1,16,16c0,8.8-7.2,16-16,16h-65.3c-4.4,0-8,3.6-8,8c0,4.4,3.6,8,8,8h65.3    c17.6,0,32-14.4,32-32c0-1.4-0.1-2.8-0.3-4.2c45.7-46.9,52.1-53.5,52.4-53.9c5.7-6.7,15.8-7.6,22.6-1.9c6.7,5.7,7.6,15.8,1.9,22.6    l-71.7,85.8c-10.5,10.1-24.2,15.6-38.8,15.6H224.8c-10.4,0-20.3,4-27.8,11.2l-6.8,6.6l-62.7-62.7    C142.2,292.1,169.7,276.4,203.9,276.4L203.9,276.4z M103.6,329.5c2.6-2.6,6.7-3.1,9.9-1.1c1.4,0.8-2.6-2.8,69.3,69    c3.2,3.2,3,8.3,0,11.3l-33.1,32.6L71.2,362L103.6,329.5z M103.6,329.5\"><\/path>\t<\/g>\t<path d=\"M280.6,90.9v9.4c-9.3,3.3-16,12.2-16,22.6c0,13.2,10.8,24,24,24c4.4,0,8,3.6,8,8c0,4.4-3.6,8-8,8c-3.4,0-7.1-2.1-10.4-6.1   c-2.8-3.4-7.9-3.8-11.3-1c-3.4,2.8-3.8,7.9-1,11.3c4.3,5.1,9.3,8.6,14.6,10.4v9.3c0,4.4,3.6,8,8,8c4.4,0,8-3.6,8-8v-9.4   c9.3-3.3,16-12.2,16-22.6c0-13.2-10.8-24-24-24c-4.4,0-8-3.6-8-8c0-4.4,3.6-8,8-8c2.8,0,5.8,1.4,8.7,4.2c3.2,3.1,8.2,3,11.3-0.2   c3.1-3.2,3-8.2-0.2-11.3c-4.1-3.9-8.1-6.1-11.8-7.4v-9.3c0-4.4-3.6-8-8-8C284.2,82.9,280.6,86.5,280.6,90.9L280.6,90.9z    M280.6,90.9\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0e0ea9 elementor-widget elementor-widget-heading\" data-id=\"f0e0ea9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Banking and Financial Law<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9923c68 elementor-widget-divider--separator-type-pattern elementor-widget-divider--no-spacing elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9923c68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; 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BBS Abogados, Experts in Banking and Financial Law. BBS Abogados, Experts in Banking and Financial Law. BBS Abogados is a multidisciplinary firm with more than 20 years of experience. We currently have [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2329,"parent":0,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5933","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banking and Financial Law - Despacho BBS Abogados<\/title>\n<meta name=\"description\" content=\"Barcelona lawyers specializing in Banking and Financial Law. Experts in: IRPH, floor clause, multi-currency mortgage, swaps, revolving cards ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbsabogados.com\/en\/banking-and-financial-law\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking and Financial Law - Despacho BBS Abogados\" \/>\n<meta property=\"og:description\" content=\"Barcelona lawyers specializing in Banking and Financial Law. 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