
Banking and Financial Law Swaps Lawyers
"BBS Abogados Asociados Asesores Legales y Tributarios is specialized in all the fields that make up the law of the company."

Cuando se compra una vivienda existen una serie de gastos que hay que tener en cuenta, puesto que son adicionales al precio de venta. En este artículo, les explicamos cuales son los gastos en la compraventa de una vivienda. bbsabogados.com/gastos-de-comp…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 6 days ago
Desde BBS Abogados tenemos la satisfacción de aparecer esta semana en La Vanguardia hablado de la falta de transparencia en la comercialización de las famosas Tarjetas Revolving. bbsabogados.com/tarjetas-revol…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 1 week ago
Se puede reclamar la nulidad de la fianza solidaria de los créditos ICO. bbsabogados.com/reclamar-aval-…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 1 week ago
Bbs Abogados en La Vanguardia lavanguardia.com/economia/bolsi…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 1 week ago
En este artículo les explicamos como distinguir un préstamo o donación entre familiares. bbsabogados.com/prestamo-o-don…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 2 weeks ago
Tanto el contrato de arras como el contrato de alquiler con opción a compra son contratos previos a la compraventa de un inmueble. Dependiendo de nuestros intereses, nos puede interesar más un contrato u otro. En este artículo se lo explicamos. bbsabogados.com/contrato-de-ar…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 3 weeks ago
Se puede reclamar la nulidad de una cláusula suelo aunque la hipoteca esté cancelada, puesto que no existe ninguna previsión legal según la cual la consumación o extinción del contrato impida la declaración de nulidad de una cláusula abusiva. bbsabogados.com/reclamar-claus…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 3 weeks ago
Muchos deudores piensan que no podrán acogerse a la Ley de Segunda Oportunidad, por ser su deuda demasiado elevado. Sin embargo, esta Ley permite exonerar hasta una deuda máxima de 5 millones de euros. bbsabogados.com/deuda-maxima-q…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 1 month ago
La mayoría de clientes que contrataron una tarjeta de crédito con Citibank, se encuentran con una deuda que no disminuye, a pesar de pagar la cuota de la tarjeta. La causa de ello es la combinación del sistema «revolving» con los altos intereses. bbsabogados.com/por-que-la-deu…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 1 month ago
Desde BBS Abogados, les asesoramos y acompañamos durante todo el procedimiento de Segunda Oportunidad, para que usted tenga la seguridad y la tranquilidad de estar en las mejores manos posibles. No dude en contactar con nosotros. bbsabogados.com/que-deudas-pue…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 1 month ago
BBS Abogados ha obtenido una nueva sentencia favorable de Hipoteca Multidivisa. Es un caso muy particular, puesto que el juez ha declarado la nulidad de tres Hipotecas Multidivisa de Bankinter, pese a los 6 cambios de divisa realizados por el cliente. bbsabogados.com/nulidad-de-hip…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 1 month ago
Cuando la ejecución hipotecaria se realiza sobre la vivienda habitual, existen ciertas particularidades en beneficio de los deudores hipotecarios. bbsabogados.com/ejecucion-hipo…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 2 months ago
Cuando un cliente acude a nuestro despacho interesándose por la Ley de Segunda Oportunidad, en función de las características de su caso ya podemos hacer una previsión de la duración del procedimiento. bbsabogados.com/cuanto-dura-el…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 2 months ago
En este artículo les explicamos cómo convertir un local en vivienda y qué trámites deben realizarse. bbsabogados.com/como-convertir…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 2 months ago
Los consumidores que tengan una Tarjeta Visa & Go de Caixabank, tienen derecho a reclamar los intereses de la tarjeta. La TAE de esta tarjeta oscila entre el 27% y el 29%, lo cual es a todas luces usurario. bbsabogados.com/reclamar-tarje…
— BBS Abogados. Arcadi Sala-Planell @(BBSABOGADOS) 2 months ago
Lawyers specialized in Swaps
Since 2012 we have obtained favorable sentences.
BBS Abogados Swaps is a pioneer firm in Barcelona and many areas of Spain in processing this type of procedure.
What is a SWAP?
A “Swap” is a complex financial derivative product, according to the Securities Market Law, whose function is the exchange of goods or cash flows between two parties, for a specified period of time. In simple words, in its interest rate modality, it is about setting a fixed percentage by which, in the case of mortgages signed by the client, above this rate, the bank will pay the difference. While, below it, it will be the customer who must bear the costs. For this reason, its name is also “Interest Rate Financial Swap”.
Despite this, depending on the financial institutions, they have had many commercial names, one of the most common being “TYPE COVERAGE”, or “Mortgage Coverage contract”.
The problem of Swaps.
The problem of this financial product was born between the years 2007-2008, when ALL financial and banking entities in the country began to market this product as a safe product of “COVERAGE” of interest rates, without associated costs or expenses. Avoiding entities explaining to clients the high RISKS that the contract had (negative settlements for the client and early cancellation amounts of THOUSANDS OF EUROS).
Can companies claim?
YES. What’s more: companies were the bank customer profile most affected by this product, for which many companies had to pay THOUSANDS OF EUROS, and some have even had to close their doors. Do not confuse the judicial matters of abusive clauses with this financial product, since the applicable law is different. Therefore, it makes no difference whether a company or an individual claims. The level of studies of the person who signed the SWAP is also irrelevant.
What can be requested?
In the claim, the FULL amount paid by the client for this contract, (wrongly) called ‘coverage’, is requested. All this with the legal interests from the payment of the receipt and the legal costs of the Lawyer and Attorney.
Deadlines to claim. It can still be claimed.
The lawsuit is filed in two ways: one of them expires 4 years after the expiration of the Contract, and the other, after 5 years. In Contracts already expired, YOU CAN CLAIM UNTIL OCTOBER 7, 2020.
There is also a doctrinal current that extends the term to claim.
Experience. Pioneer firm in this type of procedure.
At BBS Abogados, we were a pioneer firm in Barcelona and many areas of Spain in processing this type of procedure, when the scope of these products among the general population and many other law firms was not yet known. We got the First Judgment of Catalonia known, and to date we have been processing this type of files for more than 10 years. We know the allegations of all financial entities, we know their defense strategy and as of today we believe that they are matters that we know how to win.
We also have a long experience in appeals before the Supreme Court.
We conduct business throughout the Spanish territory.
We process and have processed matters throughout the Spanish territory.
Implicit Swaps.
To a lesser extent, we know that there are many people affected -entrepreneurs- by the so-called “SWAPS” implicit, which some banks inserted in mortgage loans, or leases with clients.
Contact an expert Swaps Lawyer. At BBS Abogados we can help you recover your investment, consult one of our expert lawyers.